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Special Enrollment Period

Affordable Care Act’s Enrollment Periods

What is the Special Enrollment Period

The Special Enrollment Period is a window of time that occurs outside of the Open Enrollment Period in which you and your family have the opportunity to enroll in health coverage. You may be eligible for this special enrollment up to 60 days after specific life events like marriage, birth of a child, or loss of other health coverage. For job-based plans, there is a 30-day special enrollment period requirement.

Special Enrollment Lasts From January 15 to October 31


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Life Events that Qualify You for Special Enrollment

If you have a baby, adopt a child, or put your child into foster care: Your coverage can start the day of the event — even if you enroll in the plan up to 60 days afterward

Changes in your income that affect current health coverage

Become a U.S. citizen

Change of dependency status of someone on your plan

Turning 26 or older and aging off your parent's plan

Gaining membership in a federally-recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder

If you get married, lose health coverage, or move to a new state

Leave incarceration

Death of a covered member of your household

AmeriCorps members starting or ending their service