Affordable Care Act’s Enrollment Periods
Special Enrollment Period
Affordable Care Act’s Enrollment Periods
What is the Special Enrollment Period
The Special Enrollment Period is a window of time that occurs outside of the Open Enrollment Period in which you and your family have the opportunity to enroll in health coverage. You may be eligible for this special enrollment up to 60 days after specific life events like marriage, birth of a child, or loss of other health coverage. For job-based plans, there is a 30-day special enrollment period requirement.
Special Enrollment Lasts From January 15 to October 31
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Life Events that Qualify You for Special Enrollment
If you have a baby, adopt a child, or put your child into foster care: Your coverage can start the day of the event — even if you enroll in the plan up to 60 days afterward
Changes in your income that affect current health coverage
Become a U.S. citizen
Change of dependency status of someone on your plan
Turning 26 or older and aging off your parent's plan
Gaining membership in a federally-recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
If you get married, lose health coverage, or move to a new state
Leave incarceration
Death of a covered member of your household
AmeriCorps members starting or ending their service
